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Late Stage Collections, Debt Selling, Agency Management

Predictive scoring for collections allows you to gain better control over your collection techniques by understanding which severely delinquent and charged-off accounts are likely to pay and how much will be paid to determine which accounts to keep, sell, or outsource for agency management.

Features:

•	Predicts two outcomes: Expected payment amount of an account, as well as the traditional propensity to pay the delinquent obligation, both are validated in a back test on your portfolio.
•	Knowing expected payment amount that is validated on your portfolio allows you to determine which accounts are worth collecting in-house, which to sell, or outsource for agency management.
•	Improve collection process efficiency and effectiveness, reducing costs.
•	Leverage your internal performance data, which is the most predictive data for this type of model, it’s readily available, it’s free, and you can score all accounts.
•	Allows you to score pre-collects, fresh, firsts, seconds, tertiary and beyond.

CardCollectionScore^SM - Designed for consumer and commercial bank, retail, credit, and charge cards.

MedicalCollectionScore^SM - Score patients from “day one” after treatment, late stage delinquency, charge-offs and accounts placed for collection through tertiary and beyond.

UltraCollectionScore^SM – Consumer and commercial collection models that predict the expected value of an account and propensity to pay the delinquent obligation – specific to debt type, age, and balance.

PriorityScore for Collections^SM Powered by PredictiveMetrics – Suite of blended collection scoring models that combine Experian’s credit data with the client’s account level data on the debtor – segmented industry, age, and balance.

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